![]() ![]() The minimum amount for Pay in 4 purchases is $3o. You can only purchase items ranging from $30-$1500. Yes, PayPal Pay in 4 limits the amount of purchase you can make through it. Same thing happened to me website froze and I tried to reorder right away and it flagged it as suspicious activity smh and now option doesn’t come up even though I’ve paid off three transactions already using the service and customer service was no help. I was using it until I messed around and cancelled an order and tried to reorder immediately after. So they froze my ability to use pay in four. When I went to pay in for the amount didn’t match what it should be, so I kept going back to the merchant page, and back to PayPal back and forth. You cancelled an order – a potential PayPal glitchĪs per several users, if you have cancelled an order and tried to reorder the item, the PayPal pay in 4 options will be gone for you.īelow are the experiences of some of the users However, if you are using a debit card or any of these banks, you will be able to use PayPal pay in 4.ĥ. ![]() You are using a Capital One or American Express credit card or Chase Pay accountĪs per Paypal, Due to the policies of Capital One, American Express, and JPMorgan Chase, Capital One and American Express credit cards and Chase Pay can no longer be used to repay Buy Now Pay Later transactions, including Pay in 4. PayPal pay in 4 is not showing up for you because your account has restrictions, such as you have not verified your account, you do have a good account history, or you have not paid the installment of PayPal in 4 on time on your last purchase.Ĥ. So, if the Pay in 4 option is not showing up for you, it might be the case that the item isn’t eligible for it, or the merchant you are buying does not accept it. Also, there are certain goods for which pay in 4 options will not be available. So, make sure your order is within the Pay in 4 limits.Ĭertain merchants do not accept PayPal Pay in 4. If your order is below or over the limit, PayPal Pay in 4 will not be available or shown to you. PayPal Pay in 4 can only be used to purchase items between $30 and $1,500. Your Purchase is not in PayPal pay in 4 limits If you are eligible for PayPal Pay in 4 and still can’t use it the reason might that your purchase isn’t withing its limits, the merchant you are buying from doesn’t accept it, you are using unsupported credit card, etc.īelow, we have listed all the reasons why you can’t use PayPal pay in 4 even when you are eligible for it: 1. Why can’t I use PayPal pay in 4 (not working) Now, there are not any exact conditions that make your account eligible for pay in 4 but yes it depends upon your account history and may be on credit score and history. Your Account isn’t eligible for PayPal Pay in 4Īnother reason, PayPal pay in 4 is not showing up for you could be that PayPal might have done an internal check on your account and have decided not to approve your account for pay in 4 service. If you are a US citizen and still the option is not showing up for you, then it might be that you are not 18 years old.Īs per PayPal, to apply for pay in 4, you must be at least 18 years of age (or the age of majority in your state) to apply.ģ. So, if you are anyone from any other country or region, this options will not be available for you. ![]() ![]() You are not a citizen of USĬurrently, PayPal pay in 4 is only available for the citizens of the USA. There can be several reasons why PayPal pay in 4 is not working or showing up for you, such as you are not a US citizen, you are not 18 years old, your purchase amount is below or over the PayPal pay in 4 limits, your merchant does not support it, or your Paypal account isn’t eligible for it.īelow, we have listed all the possible reasons why PayPal pay in 4 is not working or showing up for you. So, if PayPal pay in 4 is not working for you, it might be that you are not eligible for it, as discussed below. To use or be eligible for PayPal pay in 4 there are certain requirements you need to fulfil. It was launched last year, and it does not charge any interest or late fee. It is a BNPL (buy now pay later) serviceoffered by PayPal that lets you split your purchase into four installments. PayPal Pay in 4 is a service or feature that allows you to split your purchase into four payments, with the down payment due at the time of transaction and three subsequent payments made every two weeks (every 15 days) thereafter. You cancelled an order – a potential PayPal glitch You are using a Capital One or American Express credit card or Chase Pay account
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